How is my government pension calculated?

Your monthly pension = 1/540 × your final monthly salary × total months of pensionable service, to a maximum of 2/3 of your salary after 30 years.

How often must I submit a Life Certificate?

Life Certificates must be submitted once per year, in the month of your birthday. Failure to submit will suspend pension payments.

How do I check my Life Certificate status?

Visit the AGD Life Certificate Status Portal at https://www.treasury.gov.jm/statusportal/ and enter your pensioner number.

When will I receive my first pension payment?

Your first pension payment is typically made within 4–6 weeks of your retirement date once all documentation is processed.

Information for Pensioners

The AGD manages pension payments for over 40,000 retired government employees. Find everything you need here.

What Would You Like to Do?

Estimate your monthly pension using the official AGD formula. Enter your years of service and final salary.

Enter your pensioner number to instantly check your Life Certificate status and payment history.

Primary document to continue your monthly pension payments. Multiple submission options available.

Attend a Mobile Drive

📞 (876) 922-8320–7

📞 1-888-991-3005 (Toll Free)

📱 WhatsApp: (876) 818-6583

Annual certificate confirming your eligibility for pension payments. Submit in the month of your birthday.

For pensioners residing outside Jamaica. Must be notarised by a Justice of the Peace or Notary Public.

Update the bank account your pension is paid into. Changes take effect from the next payment cycle.

Update your mailing address with the AGD Pensions Division. Allow 5 business days for processing.

Nominate a trusted person to collect your pension or act on your behalf for a set period.

Initial application for retiring public servants. Complete and submit through your ministry or department's HR office.

Pension Eligibility & Options

Who Qualifies?

Officers with at least 10 years of continuous service may retire under these conditions:

At age 55 or older (age 50 in special circumstances with Governor General approval)
Upon transfer to another public service
On medical grounds — Government Medical Board certification required
Due to office abolition or service reorganisation
In the public interest

Pension Calculation

Monthly Pension Formula

1 540 × Pensionable
Salary at retirement date × Complete
Months of service

Standard retiring age: 60 • Compulsory retirement: 55 (or 50 with special approval)

Pension Payment Options

Receive your full monthly pension with no lump-sum gratuity at retirement.

Most Common

Receive ¾ of the full pension plus a lump-sum gratuity. After 12½ years the full pension is restored automatically.

For officers with less than 10 years of service — a one-off gratuity equivalent to 5× the annual pension calculation.

What happens while waiting for your first pension?

An Alimentary Allowance — a provisional pension — is granted while your reduced pension is being finalised. Typically processed within 2–3 weeks. Monthly pension commences on the next payday after system entry.

Life Certificate

Your Life Certificate is the primary document used to confirm your eligibility for pension payments. It must be submitted once per year, in the month of your birthday.

Three Certificate Types

Original System-printed certificate sent to each pensioner
Duplicate Issued if your original is lost or damaged
Overseas For pensioners who have migrated but are still paid locally

Authorised Certifiers

Justice of Peace
Police Inspector
Minister of Religion
Bank Manager
Post Office Manager or Clerk
School Principal
Notary Public (overseas residents)
Civil Servant (GMG/SEG1 equivalent)

Important: Failure to submit a valid Life Certificate will result in suspension of your pension until the certificate is received and processed. Contact us immediately if you have missed a deadline.

Life Certificate Mobile Drive Schedule — 2026

Can't submit online? Attend a Mobile Drive in your parish. Bring a valid government-issued photo ID.

Click any marker to see the venue, date, and time for that parish.

Parish	Location	Date	Time	Contact
Kingston	Kingston Public Library, Tom Redcam Drive	Thu 4 Jun 2026	9:00am – 3:00pm	(876) 922-8320
St. Andrew	Half Way Tree Tax Office, Maxfield Avenue	Fri 5 Jun 2026	9:00am – 3:00pm	(876) 922-8320
St. Thomas	Morant Bay Parish Church Hall, Church Street	Mon 8 Jun 2026	9:00am – 2:00pm	(876) 922-8320
Portland	Port Antonio Community Centre, Harbour Street	Tue 9 Jun 2026	9:00am – 2:00pm	(876) 922-8320
St. Mary	Annotto Bay Health Centre, Main Street	Wed 10 Jun 2026	9:00am – 2:00pm	(876) 922-8320
St. Ann	Brown's Town Community Centre, Main Street	Thu 11 Jun 2026	9:00am – 2:00pm	(876) 922-8320
Trelawny	Falmouth All Age School, Market Street	Fri 12 Jun 2026	9:00am – 2:00pm	(876) 922-8320
St. James	Montego Bay Civic Centre, Sam Sharpe Square	Mon 15 Jun 2026	9:00am – 3:00pm	(876) 922-8320
Hanover	Lucea Parish Library, Market Street	Tue 16 Jun 2026	9:00am – 2:00pm	(876) 922-8320
Westmoreland	Savanna-la-Mar Tax Office, Great George Street	Wed 17 Jun 2026	9:00am – 2:00pm	(876) 922-8320
St. Elizabeth	Black River Community Centre, North Street	Thu 18 Jun 2026	9:00am – 2:00pm	(876) 922-8320
Manchester	Mandeville Town Hall, Caledonia Road	Fri 19 Jun 2026	9:00am – 3:00pm	(876) 922-8320
Clarendon	May Pen Civic Centre, Manchester Avenue	Mon 22 Jun 2026	9:00am – 3:00pm	(876) 922-8320
St. Catherine	Spanish Town Town Hall, Constitution Street	Tue 23 Jun 2026	9:00am – 3:00pm	(876) 922-8320

* Dates subject to change. Call (876) 922-8320 or 1-888-991-3005 to confirm before travelling.

Additional Benefits

Health Insurance (GPASO)

Available to pensioners aged 55+. A partnership with Sagicor Life — Government covers 90%, pensioner pays 10%. Individual or family coverage; supplemental (Medigap) hospitalization plans also available.

Temporary Supplement

Cabinet-approved yearly increases for pensioners aged 55+ retired at least 2½ years. Guaranteed minimums: $15,000/mo (10–19 yrs, ages 55–64) • $19,000/mo (20+ years service).

Deferred Pension

Officers who left service with 10+ continuous years (or 15+ total years including breaks) before retiring age can receive a deferred pension commencing at age 60.

Death Benefits

Estate receives one year's pensionable emoluments or commuted pension gratuity (whichever is greater). Widows, widowers, and dependent children are eligible for survivor pensions. Children's pensions continue to age 19 (or 23 if in school).

Overseas Pensioners

Pensioners living abroad must establish permanent resident status. Send a notarised letter to the Pensions Unit with proof of legal permanent residence. Use the Overseas Life Certificate type for submissions.

Tax Thresholds

Age Group	Annual Threshold
Under 55	$507,312
Ages 55–64	$587,312
Age 65+	$667,312

Exemptions available under the Income Tax Act, Section 12(y).

Frequently Asked Questions

Answers to the most common questions from pensioners.

What is a Life Certificate and how often must I submit it?

A Life Certificate is an official document confirming you are alive and eligible to continue receiving your pension. It must be submitted once per year, in the month of your birthday. It can be submitted online via MyPensions+, at our office at 21 Dominica Drive, Kingston 5, or at a Mobile Drive in your parish. Failure to submit will suspend your pension payments.

When are pensions paid?

Government pensions are paid on the last working day of each month. If that day falls on a weekend or public holiday, payment is made on the preceding working day.

How is my pension calculated?

Your pension is calculated at 1/540 of your pensionable salary, multiplied by each complete month of service. For example: if your final salary is $1,200,000 per year and you served for 360 months (30 years), your annual pension = (1,200,000 ÷ 540) × 360 = $800,000 per year.

How do I update my bank account or personal details?

Visit the Pensions Division at 21 Dominica Drive, Kingston 5 in person with a valid government-issued photo ID and a recent bank statement or letter showing your account number. For security, bank detail changes cannot be processed by phone or email. Address changes and agent appointments require your signature witnessed by a Justice of Peace.

What is an Alimentary Allowance?

An alimentary allowance is a provisional pension paid while your full pension is being finalised. It is typically processed within 2–3 weeks of retirement and requires no audit verification initially. Your monthly pension commences on the next payday after you are entered into the pension system.

Am I eligible for health insurance as a pensioner?

Yes. Pensioners aged 55 and over are eligible for the Government Pensioners Administrative Services Only (GPASO) health insurance plan, administered through Sagicor Life Jamaica. The Government covers 90% of the premium and you pay 10%. Both individual and family coverage are available.

Who do I contact about a missing or incorrect pension payment?

Contact the Pensions Division: Phone (876) 922-8320–7, Toll Free 1-888-991-3005, WhatsApp (876) 818-6583, or email info@treasury.gov.jm. Hours: Monday – Friday, 8:30am – 4:30pm. Please have your Pension ID number ready.

Can't find what you're looking for? Contact our Pensions Division.